SAFEGUARD YOUR FUTURE
We understand that retirement means different things to different people. For some, it’s stopping work at 65; for others, it’s a more gradual process which may involve reducing your working hours in the run-up to finishing work entirely.
WE'RE ON HAND TO HELP
Fraser & reid

Pensions are an important source of retirement income and we want to make sure you are able to live the lifestyle you have worked hard to obtain.

Pensions have changed significantly over the last 20 years and you may have had several jobs or been self-employed which will affect the type and complexity of your pension.

Whether it’s Defined Benefit, Defined Contribution, SIPPs or the new Pension Freedoms, it’s a difficult landscape to navigate without professional advice.

We will listen and take the time to understand your personal financial goals. We aim to provide a truly personalised service that will help to build plans, stay on track and provide peace of mind.

We can help you secure strong financial future with structured planning.

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We Are Professional & Carefully
THE PROCESS

We know how hard it can be making decisions for the longer term future. We’re on hand to give you peace of mind in the knowledge your in safe hands with Fraser & Reid. We are not limited to what financial and investment products we can offer you.

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COMMITMENT
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SATISFACTION
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PENSION FREEDOMS

Pensions are more flexible than ever, with plenty of options for how to access your money. Let us help you make an informed decision.

Retirement Planning

It’s your retirement, so you deserve a financial advisor that will listen to your needs and goals.

Tax Efficiency

There’s tax to be considered when money goes in and out of your pension fund. Our advisors can help you make the most of your money so you can make the most of your future.

Defined Benefit

Your pension income will be based on how long you worked for your employer, and how much you were earning during that time.

Personal Pension

Money paid in is invested, so your value can rise and fall over time. There’s also several different ways to access your money, according to your needs.

SIPP

A Self-Invested Personal Pension, for when you want complete control over your money.

50
YEARS OF
EXPERIENCE
David & Arlene guarantee you experience both of mortgages and the financial market. With over 50 years of combined experience we have a full range of contacts and will be sure to select the right mortgage for you.
24/7 Availability

On hand to help 7 days per week!

Certification

Certified by financial services

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Meet our directors
david fraser headhsot mortgage
David Fraser
Director
07827 299 789
arlene website mortgage
Arlene Reid
Director
07595 915 164
SECURE YOUR FUTURE TODAY
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0333 305 2045
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